AI Credit Cycle Control Module(ACCM)
WooriBank, one of the largest banks in S.Korea, has integrated AIZEN’s AI Financial Platform ‘ABACUS’ into its multiple departments.
The Bank is actively using AIZEN’s Credit Cycle Control Module(ACCM) in product development department. AIZEN has built 4 AI business applications for 5 different products from different sales channels.
ACCM allows banks to easily monitor, predict and control the entire personal loan portfolio in a single platform. Our real-time ABACUS helps Financial Institutions automate core business value chains and optimize key decision-making processes
Product managers can self-monitor the credit performances of each product by vintage and carry out forward-looking risk management using account-level prediction of delinquency and prepayment. This enables a dynamic risk-adjusted pricing and limit setting for individual customers.