Services

ABACUS

AutoML Financial Solution

ABACUS is a cutting-edge AI platform designed to revolutionize
financial decision-making by integrating advanced AutoML (Automated Machine earning) technology.
It empowers financial institutions to build, deploy, and manage AI financial models seamlessly,
enabling smarter decision-making, enhanced risk management,
and scalable solutions for the data-driven economy.

AI-Driven Financial
Modeling

ABACUS enables institutions to create predictive models
without requiring AI expertise. It automates financial
modeling processes for applications such as:

  • Credit Scoring & Risk management

  • Fraud Detection Systems (FDS)

  • Anti-Money Laundering (AML)

  • Digital Strategy Optimization

AI Decision-Making
Platform

By offering explainable AI (XAI), ABACUS provides
a transparent, accurate, and secure foundation for critical
financial decisions. Its REST API integration ensures
smooth incorporation with existing systems for real-time
decision-making across:

  • Loan
    underwriting

  • Portfolio
    management

  • Credit-cycle
    monitoring

Multidimensional Modeling (MDM)

ABACUS delivers an AI-powered MDM to assess
borrowers comprehensively. This tool analyzes credit risk,
repayment behavior, and borrowing capacity, enabling
financial institutions to design diverse, profitable financial products tailored to customer needs.

Automated Credit-Cycle Control
Module (ACCM)
ABACUS introduces an ACCM for dynamic credit cycle management. Features include
Real-time loan performance tracking
Risk tolerance adjustments using "Credit to Map" visualizations
Predictive analytics for borrower behavior, enabling customized financial solutions

Core Capabilities Driving Success

Cross-Industry
Data Integration

ABACUS integrates financial and non-financial datasets, creating advanced metrics.

This allows for innovative financial services leveraging digital communication and other non-traditional data sources.

Behavior Pattern
Analysis

ABACUS processes thousands of AI models simultaneously, analyzing borrower behavior across the entire credit cycle to improve predictive accuracy.

ESG and
SMB Support

As a designated AI solution provider by Korea's Ministry of Science and ICT, ABACUS supports sustainable financial inclusion by offering SMBs AI-driven credit assessment tools.

Proven
Impact

Customer Success Stories

Fraud Detection Systems (FDS)
Enhanced credit card companies’ fraud detection, processing over 15,000 transactions per minute with real-time retraining capabilities.
Delinquency Prediction
Enabled a major Korean bank to reduce
delinquency rates by creating an AI-driven score for $10M in personal loans, identifying high-risk applicants efficiently.
Insurance Innovation
Delivered models for underwriting, fraud detection, and claims management, streamlining processes and improving customer satisfaction.
Customer Satisfaction Prediction
Increased retention rates and marketing
impact for clients by enabling AI-based
satisfaction and churn prediction.

Scalable Global Solutions

ABACUS is the trusted choice for large financial institutions and companies worldwide, offering tailored solutions for

  • E-commerce and
    mobility ecosystems
  • ESG-driven
    financial initiatives
  • Expanding AI capabilities
    to underserved markets

ABACUS is transforming the future of financial decision-making—unlocking new possibilities for innovation, inclusivity, and growth.